Terms and Conditions

Last Updated: 2 October 2026

1. Acceptance of Terms

By accessing and using Torrens ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Torrens is an application with two modes, Money and Time. On the web it helps you:

• Log the hours you work each week
• Record money you spent, received or moved between your accounts, see the list of it, and change or delete a record you made
• See your week as one loop: hours worked, money in, hours free, and what an hour of your work was worth
• Send us feedback, and answer short surveys if you join the optional experimental programme (§15)

What each mode offers can differ between the web and the phone apps, and changes as the application is built.

3. User Accounts and Registration

3.1 Account Creation

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the confidentiality of your account credentials
• You must be at least 18 years old to use this service
• One person or entity may maintain only one account

3.2 Account Security

• You are responsible for all activities that occur under your account
• You must notify us immediately of any unauthorized use of your account
• We are not liable for any loss or damage arising from unauthorized account use

4. Financial Information and Data

4.1 Data Accuracy

• You are responsible for the accuracy of all financial information you enter
• We do not verify or validate the accuracy of your financial data
• You should regularly review and update your financial information

4.2 Data Storage and Security

• Your data is stored in Google Cloud Firestore, encrypted in transit using TLS and encrypted at rest by Google using Google-managed keys
• Each account's data is kept separate: the database refuses any attempt by another signed-in account to read or change it
• Your data is not encrypted on your device before it is stored, and we, as the operator, can read it
• We keep a backup of the database every day, and we keep each one for 7 days. We can also restore the database to any moment in the last 7 days. These exist so we can recover from a fault or a mistake of ours. They are not a service for getting back something you deleted on purpose, and we do not promise to restore an individual record on request. When data is deleted it is removed from the live database, and copies can remain in these backups for up to 7 days, after which they are gone. You can ask us for a copy of your data at any time (§7.2)

4.3 Third-Party Data

• We do not access or retrieve data from your bank accounts or financial institutions
• This web application does not read your messages or notifications
• We do not provide financial advice or recommendations

5. Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose
• To interfere with or circumvent the security features of the service

6. Privacy and Data Protection

6.1 Data Collection

• We collect only the information necessary to provide our services
• We do not sell, trade, or rent your personal information to third parties
• We do not produce aggregated or anonymised datasets from your records, and we use none

6.2 Data Processing

• Your data is processed in accordance with our Privacy Policy
• We handle your data under the Kenya Data Protection Act 2019 and, where it applies to you, the EU General Data Protection Regulation
• You have the right to access, correct, or delete your personal data. Email hello@torrenapps.com and we act within 30 days (Privacy Policy §6.1)

6.3 Data Retention

• We keep your data until you delete it. There is no automatic expiry and no deletion of inactive accounts, so an account you leave without deleting keeps its data
• You may ask us to delete individual records, or your whole account, at any time (§10.1)
• Data you delete can remain in our backups for up to 7 days, after which it is gone (§4.2)

7. Intellectual Property Rights

7.1 Our Rights

• The service and its original content, features, and functionality are owned by Torrens
• All rights, title, and interest in and to the service are and will remain our exclusive property
• The service is protected by copyright, trademark, and other laws

7.2 Your Rights

• You retain ownership of your personal financial data
• You grant us a license to use your data to provide our services
• You may ask us for a copy of your data at any time, as a single machine-readable file (Privacy Policy §6.1)

8. Disclaimers and Limitations of Liability

8.1 Service Disclaimer

• The service is provided on an "AS IS" and "AS AVAILABLE" basis
• We make no warranties, expressed or implied, regarding the service
• We do not guarantee the accuracy, completeness, or timeliness of any information

8.2 Financial Disclaimer

• We do not provide financial, investment, or tax advice
• The service is for informational purposes only
• You should consult with qualified financial professionals for financial advice
• Past performance does not guarantee future results

8.3 Limitation of Liability

• In no event shall Torrens be liable for any indirect, incidental, special, consequential, or punitive damages
• Our total liability shall not exceed the amount you paid for the service in the 12 months preceding the claim
• We are not liable for any loss of data, profits, or business opportunities

9. Indemnification

You agree to defend, indemnify, and hold harmless Torrens and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

• Your use of the service
• Your violation of these terms
• Your violation of any third-party right
• Any content you submit or transmit through the service

10. Termination

10.1 Termination by You

• You may terminate your account at any time by emailing hello@torrenapps.com. Deletion erases your stored records and then your sign-in record (Privacy Policy §6.1 and §7.2)
• Deletion is not instant. We check what is left afterwards and tell you if anything remains

10.2 Termination by Us

• We may terminate or suspend your account immediately for any reason
• We may terminate your account for violation of these terms
• We will provide reasonable notice when possible

10.3 Effect of Termination

• Your right to use the service will cease immediately
• We may delete your account and data
• Provisions that by their nature should survive termination shall remain in effect

11. Changes to Terms

11.1 Modification Rights

• We reserve the right to modify these terms at any time
• For a material change we email the address on your Google account (Privacy Policy §13.2). The "Last Updated" date at the top of this page changes with every change
• Continued use of the service constitutes acceptance of modified terms

11.2 Notification Process

• We announce material changes by the email described in §11.1. The application itself sends no email, push notification or SMS
• We cannot promise an advance-notice period
• You may terminate your account if you disagree with changes

12. Governing Law and Dispute Resolution

12.1 Governing Law

• These terms are governed by the laws of Kenya
• Any disputes will be resolved in the courts of Kenya

12.2 Dispute Resolution

• We encourage resolution of disputes through direct communication
• If disputes cannot be resolved, they will be subject to binding arbitration
• Class action waivers apply where legally permissible

13. General Provisions

13.1 Entire Agreement

• These terms constitute the entire agreement between you and Torrens
• They supersede all prior agreements and understandings

13.2 Severability

• If any provision of these terms is found to be unenforceable, the remaining provisions will remain in effect

13.3 Waiver

• Our failure to enforce any right or provision will not constitute a waiver of such right or provision

13.4 Assignment

• You may not assign or transfer these terms without our consent
• We may assign these terms in connection with a merger, acquisition, or sale of assets

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

• Email: hello@torrenapps.com

15. Experimental Programme

Torrens is presently an experimental build, offered for anyone, anywhere, to try. Things may break or change; keep your own records of anything important. Joining the optional feedback and survey programme described below does not change this section, and declining it does not either — the application works identically either way.

15.1 What this is

If you choose to join (a separate, explicit, withdrawable choice — see Privacy Policy §16), we may ask you short survey questions from time to time, including a one-time pricing question, and you may send us written feedback with an optional rating and topic tags. We also record, only for programme members, that certain named actions happened in the app (never their content, never a screen recording, never an amount you entered).

15.2 Who runs it

This programme is run by Torrenapps (Torrenapps Limited, Kenya, registration in progress; until registered, Brian Nkanata trading as Torrenapps), Nairobi, Kenya. Contact: hello@torrenapps.com.

15.3 No effect on the rest of these Terms

Nothing in this section changes your rights or obligations under §1–§14 above. Feedback you send is not Content you are asking us to publish, and we do not use it for anything beyond improving the application, per Privacy Policy §16.

15.4 What this build is, and its limits

This is an experimental build. You are using a test version of the app that we are changing frequently to learn what works. It may contain errors, lose or corrupt data, stop working, or change or remove features without notice. Do not rely on it as your only record of your money or time; keep your own records. We give no warranty that it is accurate, complete, fit for any purpose, or available.

To the fullest extent the law allows, we are not liable for any loss or damage arising from your use of this experimental build, including loss of data, loss of money, or decisions you make based on what it shows.

Nothing in this section limits liability that cannot be limited by law (among others: death or personal injury caused by negligence, fraud, gross negligence, and statutory consumer rights), and nothing in it limits our obligations under data protection law — the Kenya Data Protection Act 2019 and GDPR obligations (lawful basis, security, breach notification, data subject rights) apply to this experimental build exactly as they would to a released one.

By using this build you agree to receive short in-app surveys and to us using your feedback and usage data to improve the product, as described in Privacy Policy §16.

By using Torrens, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.